BIAT

  Regulatory Sandbox Opportunities for NBFCs in 2025 The financial services sector in India is evolving rapidly, driven by digital transformation, fintech collaboration, and regulatory innovations. Among the most impactful reforms in recent years is the Regulatory Sandbox framework introduced by the Reserve Bank of India (RBI). As we step into 2025, Non-Banking Financial Companies (NBFCs) are uniquely positioned to leverage these opportunities to innovate, experiment, and scale new solutions within a controlled environment. What is a Regulatory Sandbox? A regulatory sandbox is a structured program where financial service providers can test innovative products, services, or technologies under the supervision of the regulator. For NBFCs, this offers a rare chance to introduce digital lending platforms, AI-driven risk assessment models, blockchain-enabled credit scoring, and other innovations without the risk of immediate regulatory penalties. Why Regulatory Sandbox Matters for ...